If you and your partner argue about money, you’re not alone. According to a recent survey, 27% of Americans said that disagreements about finances tend to erupt into full-blown arguments. This means couples fight more about money than they do about work, chores or the kids (http://money.usnews.com/money/blogs/alpha-consumer/2010/10/18/the-biggest-money-mistakes-couples-make).

Perhaps even more disturbing is that arguments about money tend to be particularly disastrous to the relationship. In fact, a study by Jeffrey Dew of Utah State University found that married couples who argued about money once a week were twice as likely to divorce as those who disagreed less than once a month.

That’s the bad news.

The good news is there are things you and your partner can do to reduce fighting over money.

Be Honest About your Finances

When your partner finds out you owe $20,000 in school loans after you’ve been married three years, that’s a problem. Though it may be hard to talk about, it’s incredibly important that both people be financially transparent. Any time you hide something from your partner, you make it that much harder to form real intimacy. Secrecy is one of the first things to undermine a marriage, and when those secrets do finally come out, and they will (how long do you think you can hide your debt), the arguments will follow.

Establish a Budget

Will establishing a budget be a fun project? Nope, but it’s really important that you both do it anyway.

Creating a budget gives you factual information that cannot be disputed, hence it takes the wind out of your argument for you. Many financial arguments are based on assumptions and emotions, so when you have a budget, you get to look at cold, hard numbers and nothing else.

Should one of you not stick to the budget, there is no need for finger-pointing, as the numbers speak for themselves.

One important thing to note about creating budgets is to make sure you each have some wiggle room. You’ll both, from time to time, want to buy something the other thinks is frivolous. Having some wiggle room will allow you to make smaller purchases you don’t have to defend.

Understand Each Other’s Spending Style

Everybody has their own unique money personality, so it’s important that you and your partner understand each other’s spending style. Are you a saver or a spender? Two savers joined eternally is a good thing – two spenders together will be challenging. But even more challenging is when a saver and a spender tie the knot.

When this happens, the saver resents the spender on an almost daily basis for buying those unnecessary lattes or that new pretty bra. Understanding each other’s spending styles won’t change them, but it will open the lines of communication.

The need for money in our society won’t be going away anytime soon, so every couple should spend a little time on these tips to make their home lives more peaceful and loving. And, should your arguments about money persist, it’s a great idea to seek guidance from a therapist, who can help you both communicate better and manage your issues.

If you or a loved one is interested in exploring treatment, please contact me today. I would be happy to speak with you about how I may be able to help.

For many couples, the discovery of a spousal affair is the ultimate betrayal. And yet, the betrayal by one does not necessarily decrease the love of either party for the other. When you still love someone but the trust has been significantly damaged, is it possible to mend the relationship? Can marriages be rebuilt after an affair?

Dr. Janis Spring is a clinical psychologist and author of After the Affair: Healing the Pain and Rebuilding Trust When a Partner Has Been Unfaithful and How Can I Forgive You? The Courage to Forgive, the Freedom Not To. Through her work she has found that relationships can become even stronger after such a betrayal, provided the couples take some crucial steps.

Take Responsibility for the Pain Caused

Many unfaithful spouses are overcome with guilt and, because of it, urge their partners to put the deed behind them so they can move on and heal. This is a mistake, and one certainly not fair to the other spouse.

According to Dr. Spring, the offender must take responsibility and “bear witness” to the pain they have caused rather than defend or deflect their actions. This step is vital before the couple can begin the healing process.

Avoid Cheap Forgiveness

Sometimes, in an effort to save a marriage, the wronged partner quickly forgives the cheater before he or she has had a full chance to feel their anger and hurt. Spring calls this “cheap forgiveness” and warns that it can set up a marriage for future infidelities.

The behavior, she has noticed, is prevalent among individuals who are more afraid of being alone than staying in an unhealthy relationship with an unfaithful partner. But, cheap forgiveness essentially lets the cheater off scott-free and sends a message that the behavior is okay.

Shared Responsibility

There are some situations where, even when only one person has strayed, both parties share guilt. While the unfaithful person has to take responsibility, own up to their guilt, and allow their partner to vent, the wronged party must also acknowledge their own role. What led to feelings of emotional distance and isolation? Did their own behavior cause their spouse to stray?

Shared responsibility is necessary for healing and true intimacy.

Let Go

Once full responsibility is taken and grieving has happened, it is now time for both parties to “let it go” and begin coming back together. A couple has no chance of rebuilding trust if the wronged partner is going to hold onto the resentment and use it against their spouse in future situations.

Above all else, Spring advises that rebuilding trust after an affair takes time. Each couple is different. While some may feel closure after six months, others may need a year or year and a half to fully come together. Some couples may find they need the guidance of a therapist to move through their issues. But the important thing is that both parties remain committed and do the work.

If you or a loved one is interested in exploring treatment, please contact me today. I would be happy to speak with you about how I may be able to help.

In my time as a marriage counselor, there is probably one statement I have heard more than any other, and that is, “I just don’t think I will ever get over this.” This statement is often said by my clients who have recently learned their spouse has had an affair. The second most common phrase I hear is, “I just don’t think I can ever trust them again.”

The initial shock of infidelity cuts deep. Knowing your partner has broken your trust in such a profound way can completely turn your world upside down.

Whether or not a couple can recover from infidelity depends on the two individuals and the bond they have already built. It also depends on the exact circumstances of the affair. Was it a drunken one-night stand on a business trip or an affair that lasted for years? Were love and intimacy involved, or was it merely a physical occurrence?

What I can tell you is that for those couples who want to try and stay together, it will take work on both of their parts. But healing can happen.

The Recovery Process

Recovery must begin with an absolute ending to the affair. All ties must be cut before the work can begin. Should the affair continue behind the scenes, in my experience, the relationship is very unlikely to succeed.

The second step to recovery is for the deceiver to be able to move past defensiveness and guilt so they make talk openly and transparently about what happened. This is a time when the “guilty” party will have to be humble, acknowledge their wrong-doings, and answer their partner’s questions.

Next, there must be a shared understanding of what led to the affair in the first place. Were there issues in the marriage that led to the affair? If so, these will need to be tackled.

In order for the deceived spouse or partner to be able to begin healing, they will need to feel genuine compassion from their partner for having caused them pain. There is typically a knee-jerk reaction to not want to accept the cheater’s apologies or compassion. This can be seen as a way to “get back.” But understand that doing so only holds you back from healing.

The person that was deceived will also need to explore all of their feelings surrounding the betrayal. Usually shock, rage, fear, sadness, and distrust are the main emotions a person will need to work through.

At a certain point, you both will need to decide whether you will stay together. If you choose to, you will need to work on rebuilding that trust.

As you can see, the process of recovery is a complex one and will require that you work with a marriage counselor to help you navigate the strong emotions involved. But, through commitment and work, many couples can stay together and even have a stronger bond than they did before.

If you would like to seek counseling for infidelity, please get in touch with me. I’d be more than happy to discuss how I may be able to help.

 

SOURCES:

• https://www.psychologytoday.com/us/blog/sex-sociability/202001/recovering-infidelity
• https://www.psychologytoday.com/us/blog/resolution-not-conflict/201111/recovery-affair-what-both-spouses-need-heal
• https://www.marriage.com/advice/infidelity/how-to-recover-from-infidelity/